Service, Integrity, Experience!
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March 15th, 2010 
Hilary Payne
Cell 519-819-8711

Sales Representative

Valente Real Estate (1990) Limited
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CLICK THESE LINKS TO FIND OUT WHY

WINDSOR HOME BUYERS & SELLERS

CHOOSE HILARY PAYNE!

SELECTED LISTINGS OF THE WEEK

MLS® #: 0911164
1685 CADILLAC, WINDSOR
Price: $44,900.00
Bedrooms: 2
MLS® #: 1000986
1437 MICKAILA CR, TECUMSEH
Price: $148,900.00
Bedrooms: 2 +
MLS® #: 1000946
4730 JULIET, WINDSOR
Price: $169,000.00
Bedrooms: 2
more
more
more
MLS® #: 0910764
2444 LLOYD GEORGE, WINDSOR
Price: $117,900.00
Bedrooms: 4
MLS® #: 1000898
790 MORAND, WINDSOR
Price: $229,900.00
Bedrooms: 3 +
MLS® #: 1000992
171 SUPERIOR, LASALLE
Price: $229,900.00
Bedrooms: 3 +
more
more
more
MLS® #: 0912623
2211 CALIFORNIA, WINDSOR
Price: $234,900.00
Bedrooms: 3 +
MLS® #: 0911938
2231 DANDURAND, WINDSOR
Price: $367,900.00
Bedrooms: 4 +
MLS® #: 0904903
3940 RODD PLACE, WINDSOR
Price: $239,900.00
Bedrooms: 3
more
more
more
MLS® #: 0911444
2136 SECORD, WINDSOR
Price: $123,900.00
Bedrooms: 3
MLS® #: 0910804
1169 CAMPBELL, WINDSOR
Price: $84,500.00
Bedrooms: 4
MLS® #: 0911759
2222 ROXBOROUGH, WINDSOR
Price: $399,900.00
Bedrooms: 4
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MLS® #: 1001532
2414 EVERTS, WINDSOR
Price: $199,900.00
Bedrooms: 3
MLS® #: 1001362
1066 REEDMERE, WINDSOR
Price: $132,900.00
Bedrooms: 3
MLS® #: 1001699
1159 BANWELL, WINDSOR
Price: $218,900.00
Bedrooms: 3 +
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more

 

   Tips for Sellers and Buyers

 Sellers - Underprice a little -more traffic,more offers,

                  quicker sales, more leverage in closing date.

                -Stage your home -make it such as buyers

                 would want to live in it right now.

                -Fix up kitchens and bathrooms first and be

                 original and creative overall in updating  both

                 inside and outside your home  

 Buyers- -Get pre-approved !!!

            - Lock in your mortgage rate for as long as

                  possible- gives you time to scope out many

                  possible buys.

               - Use  a mortgage broker to  shop around and

                 get the best rate from all lenders.

               -Don't max out your mortgage-underspend the

                approved amount when buying.

               -Think about a fixed rate, prime rate will likely

                double over next several years

               - Buy soon,interest rates and house prices

                 going up .The early bird gets the worm !

 

 

 

 

 

 

          Buy  A Home With Zero Down

           Want to buy zero down ? Click above to get help

 

 

                     CLICK ON DID NOT SELL

                     YOUR HOME DID NOT SELL. DON'T GIVE UP

                     CLICK ABOVE AND WE CAN HELP

 

 

Welcome to Windsor Real Estate 

Looking For A Home ?

Look No Further ! 

Exclusive Property Match E-Mail Service

 Click above to receive E-Mails on properties

meeting your search criteria as soon as they

hit the market .Get the jump on other buyers

for the newest and hottest listings.

 

                     

Market Update -Windsor-Essex

Market Update -Windsor-Essex

 

                      Things are looking good!  Sales

           up 50% over last year ,average

           sales price up13 %, listings up

           11% -time to get into the

           market !!!

                Call Hilary 519-819-8711

 

                   

 

                            Click on Be My Guest

     Tell us if you are buying and/or selling

    and we can send you useful information

 

All About Windsor Essex Video Click Here

Find Your Dream HomeFree Evaluation
If the time has come for You to "Find Your Dream Home", then I would love to help. New properties are listed every day. By filling out the form, I can have new Listings emailed to You as soon as they become available.The Equity in your home is like any other investment - it needs to be monitored. Homeowners should have their Equity evaluated once a year.
Now might be the perfect time...
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Windsor Homes For Sale NowPower of Sale Purchase- Points to Keep in Mind Before You Buy in the Windsor Real Estate Market
Some people are still waiting on the sidelines to buy or sell but there are good reasons for doing either or both now asPower of Sale Windsor homes differ from conventional houses and require attention to the following points
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more
Curb Appeal Plus For Windsor Real Estate Listings8 COMMON MISTAKES MOST HOME SELLERS MAKE IN THE WINDSOR REAL ESTATE MARKET Ten Reasons to Move in Windsor-Essex
Curb appeal for Windsor Homes For Sale is the magnet that draws buyers into homes .An overgrown front yard or peeling pa1. Failure to effectively market the property. Good marketing distinguishes your home from hundreds of others on the market, selling its benefits not just its features. Open houses and print advertising (the most obvious) are only moderately effective. Only 1% of homes are sold at open houses, and just 3% of people purchased their homes after seeing a print ad! Other methods should be used as well to attract prospects. Ask me to provide a list of things I can do to market your home in the Windsor Real Estate MaTo make the best remodel or move decision, it is important to understand all the reasons that you have to remodel and all the reasons that you have to move. This article reviews common reasons to move. As you read each of these reasons, consider how much it applies to you and note how strongly you feel about each one. 1. The size of your family has changed. Of the many reasons to move, the size of your current home is the most common. Many young couples have purchased a cozy two- or three-bedroom
more
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more
7 HELPFUL TIPS THAT ENSURE YOUR LOAN PROCESS GOES SMOOTHLY FOR WINDSOR HOMES10 COMMON MISTAKES MOST HOME BUYERS MAKE IN THE WINDSOR REAL ESTATE MARKETCredit (Beacon) Scores
The loan and mortgage process is a stressful and sometimes frustMany home buyers are in the Windsor Real Estate Market for the first time but are about to make by far the largest purchase they ever have or possibly will ever make. One or more mistakes can be potentially costly either financially or emotionally for instance realising that a house more closely meeting the buyer's needs should have been bought instead .Here are ten common mistakes that occur: 1 Not Being Prequalified Before Making an Offer PrequalificaYour Equifax Beacon score tells lenders how much of a risk you are and thus determines how much you will pay for your next mortgage Beacon scores range from 300 to 900 Average is near 720 which is all you need to get the best rate. On the other hand a score in the 500-559 range could increase your interest rate by as much as 3.50% How is Beacon score calculated?
more
more
more
Preparing For Your Open HouseTankless Hot Water Heaters _Can You Benefit?Power of Curb Appeal in Windsor Real Estate
Here are some tips from the Ontario Real Estate Association for a successful open house: Remove or lock away valuables such as jewelry, cameraHot water usage in Canadian households consumes between 15 and 30% of a home's energy demand. Surprisingly, the technology used to heat water is traditional and highly inefficient when compared to the tankless or on-demand technologies now used regularly in Europe and Asia. Traditional water heaters used by most Canadian homeowners storeImprove your Home's value with these tips When putting a house up for sale, one of the most important factors you should consider is your home's exterior as this is the first step to draw potential buyers. It's what is known as curb appeal. Here are some changes that will make your home more attractive and functional, and they're also the ones that will give you
more
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more
Windsor-Essex Resale Home Market Favourable to BuyersWindsor -Essex Real Estate Closing Sale Price Ranges
The Windsor-Essex Resale Home Market has several advantages especially to first time buyers with a down payment and employment security Firstly the Windsor CMA is considered the most affordable homeownership market of any major metropolitan market in Ontario, The gap between the required income to carry a mortgage on an an average priced home and the actual average income received by hoThe most popular closing sale price range in Windsor-Essex at the moment is the range from $140,000 to $179.999 . 24.37 % of the homes sold in Windsor in September 2009 were in that range with smaller percentages for both lower cost and higher cost homes From $180,000 up the percentages sold fall off quickly and in the high end from say $280,000 up the percentage of hig
more
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1437 Mickaila

1437 Mickaila

Mortgage Interest Rates Effective February 28th 2010

 Rates subject to change w/o notice. OAC

 

Closed

Open

5 year

3.84

n/a

7 year

4.75

n/a

10 year

5.20

n/a

Prime rate

2.25

n/a

Adjustable Rate Mortgage

1.95

n/a

 Flex Down @ 5.39%  OAC (95% mortgage 5% cashback)

Call To

 Flex Down @5.39 OAC (95% mortgage 5% cashback)

              Quick close value mortgage  3.69%OAC

Call now 519-919- 9655 to obtain a pre approval rate guarantee or complete on-line  application @

              www.mortgageintellligence.com/vickiyacopich

   

Why Have Hilary Payne Help You Buy Your Next Windsor Area Home?

Why Have Hilary Payne Help You Buy Your Next Windsor Area Home?

There are lots of real estate agents in the Windsor area.  So why should you choose Hilary to help you find your next home?  Lots of great reasons!  Here are a few:

  • You don't pay Hilary, period: When Hilary is your real estate agent in buying a home, his commission is paid by the seller. His only goal is to represent you in buying the Windsor area home that is right for you and your family. Put him to work for you -- that's what he's here for!
  • Hilary will find you the best Windsor area home: Many of the best homes sell before they are even advertised. When you work with a professional Realtor like Hilary, you will have the ability to search through all of the homes for sale in the Windsor market -- not just the ones that are left over.
  • Hilary is a full-time Realtor: There are lots of part-time real estate sales representatives in Windsor. Hilary devotes his full working week to his clients and doesn't have to try to work around another job. You get his full attention. Don't believe it? Call him right now and have a chat: 519-819-8711
  • Hilary uses technology effectively:  With near-instant access to the Windsor Essex County Real Estate Board's Multiple Listing Service (MLS), Hilary has the ability to find you the home that is best for you as soon as it comes on the market -- so that you can move quickly before the competition heats up!
  • Hilary will negotiate on your behalf to help you get the home that you want:  He knows when you, as the buyer, have the upper hand in negotiations and, more importantly, when you don't.  Each situation requires different negotiation techniques and Hilary has the experience to navigate these waters effectively to ensure you get the home you want at the best price.
  • Hilary is a 'local': Hilary works and lives in Windsor and knows the pros and cons of each of the communities within.  He diligently analyzes each area in which he works.  He knows the trends, the up-and-coming aspects of the neighbourhoods, and what ultimately makes for a good, sound investment.

In summary, Hilary will help you get the home you want:  Just about every real estate transaction has its challenges.  Whether it is a financing issue or a home inspection that has turned up something nasty, there is usually something that makes the situation 'interesting'.  With Hilary on your side, he will help you get through these challenges in a manner that is as stress-free as possible.

Call him today at  519-819-8711 to chat about the sort of home you are looking for.  You won't be disappointed!

Why Have Hilary Payne Sell Your Home?

Why Have Hilary Payne Sell Your Home?

Why have Hilary Payne help you sell your Windsor area home?

  • Hilary knows the new ways to market homes: Sorry – a sign on the lawn and an ad in your local paper don’t work these days. Potential buyers are using sources on the Internet to find their next home. And a simple listing on the Windsor Essex County Real Estate Board’s MLS system doesn’t set your home apart. Hilary uses 6 on-line methods to set your property apart on the Web and attract the maximum attention. Most Realtors use two or less. Want to know the other four? Call him at 519-819-8711 and find out!
  • Hilary will position your home properly: Different homes suit different types of buyers. Hilary will position it appropriately so that you get the best offers.
  • Hilary will negotiate on your behalf: While you will ultimately make the decision on whether to accept an offer for your home, Hilary will work on your behalf to ensure that the offers maximize your home’s value.
  • Hilary will help overcome the challenges to completing the sale: When an offer is presented with conditions, it is important to get the conditions addressed as quickly as possible so that the offer is ‘firm’. Hilary will work with the buyer’s representative to ensure a conditional offer is made ‘firm’ as quickly as possible.
  • Hilary’s website is well-placed in major search engines like Google, Bing and Yahoo: Most Realtors have a website on which to advertise your property – but if nobody can find it in the major search engines, its like a billboard standing in the middle of the forest. Hilary invests in professional search engine optimization services so that when someone searches for ‘Windsor homes’, for example, his site is on the first page of Google.CA and Bing.CA – providing your property with more exposure.
  • Hilary treats each and every client with the utmost respect and appreciates that every individual has his or her own unique needs and wants: He is the consummate professional. Hilary guides and educates his clients and negotiates the best price - - no exceptions. His clients understand every step of the process so that they can make the best decision possible for themselves and their family.

Find out more. Call Hilary at 519-819-8711 and chat about how he can help you reach your real estate goals!

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