Service, Integrity, Experience!
July 29th, 2010 
Hilary Payne
Cell 519-819-8711

Sales Representative

Valente Real Estate (1990) Limited
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CLICK THESE LINKS TO FIND OUT WHY

WINDSOR HOME BUYERS & SELLERS

CHOOSE HILARY PAYNE!

SELECTED LISTINGS OF THE WEEK

MLS® #: 0910679
3470 FOREST GLADE, WINDSOR
Price: $131,500.00
Bedrooms: 3
MLS® #: 1000986
1437 MICKAILA CR, TECUMSEH
Price: $145,900.00
Bedrooms: 2 +
MLS® #: 1001456
1069 HIGHLAND, WINDSOR
Price: $99,900.00
Bedrooms: 2
more
more
more
MLS® #: 1001952
2202 KATELLA, WINDSOR
Price: $167,900.00
Bedrooms: 2
MLS® #: 1002736
910 PAVAN, WINDSOR
Price: $339,000.00
Bedrooms: 3 +
MLS® #: 1000805
1132 CURRY, WINDSOR
Price: $69,900.00
Bedrooms: 2
more
more
more
MLS® #: 1002878
1148 HALL, WINDSOR
Price: $84,900.00
Bedrooms: 3
MLS® #: 1003683
1768 FRANCOIS, WINDSOR
Price: $124,900.00
Bedrooms: 3 +
MLS® #: 0910270
4734 MALDEN, WINDSOR
Price: $184,000.00
Bedrooms: 3
more
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more
MLS® #: 1001451
916 HALL, WINDSOR
Price: $117,900.00
Bedrooms: 2 +
MLS® #: 1005728
3640 ACADEMY, WINDSOR
Price: $137,900.00
Bedrooms: 3
MLS® #: 1005699
1227 CURRY, WINDSOR
Price: $139,900.00
Bedrooms: 3 +
more
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MLS® #: 1004693
2263 PARKWOOD, WINDSOR
Price: $150,000.00
Bedrooms: 3
MLS® #: 1006408
2562 CHILVER, WINDSOR
Price: $159,900.00
Bedrooms: 4
MLS® #: 1006100
2476 LUXURY, WINDSOR
Price: $174,900.00
Bedrooms: 3
more
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MLS® #: 1001124
2244 MAGNOLIA, WINDSOR
Price: $199,900.00
Bedrooms: 3
MLS® #: 1006243
2185 CANARD, LASALLE
Price: $224,900.00
Bedrooms: 5
MLS® #: 1005341
4255 PROVIDENCE, WINDSOR
Price: $254,900.00
Bedrooms: 3
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MLS® #: 1004136
4305 GOLFCOURSE CR, WINDSOR
Price: $259,900.00
Bedrooms: 3 +
MLS® #: 1006660
4258 PROVIDENCE, WINDSOR
Price: $279,900.00
Bedrooms: 3 +
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more

            

           THINKING ABOUT BUYING ?

               Here's how to start:

              -Get pre- approved for a mortgage (then you

               know how much you can spend).

              -Select a price range to look at ,say $150,000 to

               $175,000 - depends on pre- approval.

             - Select type of house ,raised ranch, two storey,

               ranch etc. you prefer.

             - Select features ie number of bedrooms and

               bathrooms ,garage ,finished basement etc.

            - Select area (s) you would like to live in.

             - Call Hilary Payne (519-819-8711) and he will

              show you houses presently listed meeting 

              all the above selections all at no cost to you.

                                   Not complicated!

                                    

 

          Buy  A Home With Zero Down

           Want to buy zero down ? Click above to get help

 

 

                     CLICK ON DID NOT SELL

                     YOUR HOME DID NOT SELL. DON'T GIVE UP

                     CLICK ABOVE AND WE CAN HELP

 

 

Welcome to Windsor Real Estate 

Looking For A Home ?

Look No Further ! 

Exclusive Property Match E-Mail Service

 Click above to receive E-Mails on properties

meeting your search criteria as soon as they

hit the market .Get the jump on other buyers

for the newest and hottest listings.

 

                     

Market Update -Windsor-Essex

Market Update -Windsor-Essex

 

                       Market looking good ! Sales up

              44% over this time last year. In

                March 2009 70 Raised Ranches

                  sold average price $179,962.  

                  In May 87 sold with average

                  price $198,973 or up 11%

                 Time to get into the market !

                   Call Hilary 519-819-8711

                   To Buy or Sell 

                   

                            Click on Be My Guest

     Tell us if you are buying and/or selling

    and we can send you useful information

        

         ATTENTION OUT-OF-TOWN AND

         OUT - OF- COUNTRY VISITORS !

          Interested in getting a bargain buying or

          investing in Windsor ? We have  a buyer's

          market here with prices 30% below such

         markets as London and Niagara Region

          and less than 50% of prices in the Greater

          Toronto Area.  A great place to live with

          many natural advantages and easy access

          to the world through Detroit Metro Airport.

          Also attractive to investors with home

         values rising in the post recession era,now

          up 11% over this time last year. Contact

          me soldbyhilary@gmail.com for further real       

          estate or property management information.

                

 

 

All About Windsor Essex Video Click Here

Find Your Dream HomeFree Evaluation
If the time has come for You to "Find Your Dream Home", then I would love to help. New properties are listed every day. By filling out the form, I can have new Listings emailed to You as soon as they become available.The Equity in your home is like any other investment - it needs to be monitored. Homeowners should have their Equity evaluated once a year.
Now might be the perfect time...
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Retire in Windsor-Essex Lakefront Homes for Sale in Leamington,Kingsville,Essex, Amherstburg Tecumseh,and LakeshoreWindsor Homes For Sale NowPower of Curb Appeal in Windsor Real Estate
Wsor-Essex aka The 100 Mile Peninsula (the most southerly in Canada ) offers 7 months of short sleeve weather over 50C, a growing season from April to the end of October , moderate winters, 300 acres of parkland ,20 conservation areas, 22 marinas, 3 island getaways,and water sports Freshwater fishing,golf at 35 cSome people are still waiting on the sidelines to buy or sell but there are good reasons for doing either or both now asImprove your Home's value with these tips When putting a house up for sale, one of the most important factors you should consider is your home's exterior as this is the first step to draw potential buyers. It's what is known as curb appeal. Here are some changes that will make your home more attractive and functional, and they're also the ones that will give you
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Income Property -Great Time to Invest in Windsor Real EstatePower of Sale Listings in Windsor-EssexPreparing For Your Open House
Buying a home is one of the most important milestones in many people's lives because our homes are not only a source of refuge; they are a foundation from which we build our financial futures. However, if you are thinking of making a purchase in addPower of Sale (not to be confused with Foreclosure which is a judicial proceeding) is initiated by a lender when a mortgage is in Here are some tips from the Ontario Real Estate Association for a successful open house: Remove or lock away valuables such as jewelry, camera
more
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more
Ten Reasons to Move in Windsor-EssexMortgages -Types Available and How to Apply for Homes for Sale In WindsorCurb Appeal Plus For Windsor Real Estate Listings
To make the best remodel or move decision, it is important to understand all the reasons that you have to remodel and all the reasons that you have to move. This article reviews common reasons to move. As you read each of these reasons, consider how much it applies to you and note how strongly you feel about each one. 1. The size of your family has changed. Of the many reasons to move, the size of your current home is the most common. Many young couples have purchased a cozy two- or three-bedroomTypes Available Following are brief details Further information can be obtained from your bank or mortgage broker at Valente Real Estate Conventional -Requires at least 25% of the purchase price as a down payment High Ratio- Requires between 5% and 25% as a down payment Usually insured by CMHC or GE Capital Open -Allows you to pay off part or all of the mortgage at any time without penalties VariaCurb appeal for Windsor Homes For Sale is the magnet that draws buyers into homes .An overgrown front yard or peeling pa
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8 COMMON MISTAKES MOST HOME SELLERS MAKE IN THE WINDSOR REAL ESTATE MARKET7 HELPFUL TIPS THAT ENSURE YOUR LOAN PROCESS GOES SMOOTHLY FOR WINDSOR HOMESCredit (Beacon) Scores
1. Failure to effectively market the property. Good marketing distinguishes your home from hundreds of others on the market, selling its benefits not just its features. Open houses and print advertising (the most obvious) are only moderately effective. Only 1% of homes are sold at open houses, and just 3% of people purchased their homes after seeing a print ad! Other methods should be used as well to attract prospects. Ask me to provide a list of things I can do to market your home in the Windsor Real Estate MaThe loan and mortgage process is a stressful and sometimes frustYour Equifax Beacon score tells lenders how much of a risk you are and thus determines how much you will pay for your next mortgage Beacon scores range from 300 to 900 Average is near 720 which is all you need to get the best rate. On the other hand a score in the 500-559 range could increase your interest rate by as much as 3.50% How is Beacon score calculated?
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more

Mortgage Interest Rates Effective June 18th 2010

 Rates subject to change w/o notice. OAC

 

Closed

Open

5 year

4.25

n/a

7 year

4.95

n/a

10 year

5.15

n/a

Prime rate

2.50

n/a

Adjustable Rate Mortgage

1.90

n/a

 Flex Down @ 5.39%  OAC (95% mortgage 5% cashback)

Call To

 Flex Down @ 4.59 OAC (95% mortgage 5% cashback)

              Quick close value mortgage  4.24%OAC

Call now 519-946-3079 to obtain a pre approval rate guarantee or complete on-line  application @

              www.mortgagecentre.com/derrickfoster

   

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