Service, Integrity, Experience!
HOME
February 9th, 2010 
Hilary Payne
Cell 519-819-8711

Sales Representative

Valente Real Estate (1990) Limited
Visit me on Facebook
Visit me on LinkedIn
Visit my blog
Search Windsor
Search Windsor
Search Windsor
Search Windsor
Residential

CLICK THESE LINKS TO FIND OUT WHY

WINDSOR HOME BUYERS & SELLERS

CHOOSE HILARY PAYNE!

Featured Properties

MLS® #: 0910683
415 FIELDS, LASALLE
Price: $219,900.00
Bedrooms: 4
MLS® #: 0912537
3599 BIRCH, WINDSOR
Price: $149,800.00
Bedrooms: 4
MLS® #: 0911487
972 GLADSTONE, WINDSOR
Price: $94,000.00
Bedrooms: 4
more
more
more
MLS® #: 0912584
1679 AUBIN, WINDSOR
Price: $128,800.00
Bedrooms: 3
MLS® #: 0912828
1227 CURRY, WINDSOR
Price: $159,900.00
Bedrooms: 5
MLS® #: 0911863
3998 MANZANILLO, WINDSOR
Price: $224,900.00
Bedrooms: 3
more
more
more
MLS® #: 0911164
1685 CADILLAC, WINDSOR
Price: $44,900.00
Bedrooms: 2
MLS® #: 0912901
10475 MULBERRY, WINDSOR
Price: $193,900.00
Bedrooms: 3
MLS® #: 1000986
1437 MICKAILA CR, TECUMSEH
Price: $151,900.00
Bedrooms: 2 +
more
more
more
MLS® #: 1000946
4730 JULIET, WINDSOR
Price: $177,000.00
Bedrooms: 2
MLS® #: 1000569
1172 MARION, WINDSOR
Price: $114,900.00
Bedrooms: 3
MLS® #: 0910764
2444 LLOYD GEORGE, WINDSOR
Price: $117,900.00
Bedrooms: 4
more
more
more
MLS® #: 0912651
95 SHEPHERD East, WINDSOR
Price: $149,900.00
Bedrooms: 6
MLS® #: 1000992
171 SUPERIOR, LASALLE
Price: $229,900.00
Bedrooms: 3 +
MLS® #: 0912623
2211 CALIFORNIA, WINDSOR
Price: $234,900.00
Bedrooms: 3 +
more
more
more

                            Click on Be My Guest

     Tell us if you are buying and/or selling

    and we can send you useful information

 

 BREAKING NEWS

Housing Market Improving in Windsor-Essex

  -Sales in January 2010 up 63% over January 2009 

 - Selling price in 2010 up 1% over 2009 First increase

  in prices since  recession!!!!!

 -Ranch -avge $177,781 -most popular  followed by

  raised ranch- avge $202,344-and then two storey

   -avge$197,668

  - Improved demand for new homes expected in 2010

   with modest improvement in job market and

    improved   consumer outlook

 - Prices for resale homes predicted to increase in 2010

 

        

 

 

 

          Buy  A Home With Zero Down

           Want to buy zero down ? Click above to get help

 

 

                     CLICK ON DID NOT SELL

                     YOUR HOME DID NOT SELL. DON'T GIVE UP

                     CLICK ABOVE AND WE CAN HELP

 


                          QUESTIONS ABOUT YOUR ASSESSMENT ?

                          CLICK FOR MPAC INFORMATION VIDEO

 

Welcome to Windsor Real Estate 

Looking For A Home ?

Look No Further ! 

Exclusive Property Match E-Mail Service

 Click above to receive E-Mails on properties

meeting your search criteria as soon as they

hit the market .Get the jump on other buyers

for the newest and hottest listings.

 

                     

 

All About Windsor Essex Video Click Here

Find Your Dream HomeFree Evaluation
If the time has come for You to "Find Your Dream Home", then I would love to help. New properties are listed every day. By filling out the form, I can have new Listings emailed to You as soon as they become available.The Equity in your home is like any other investment - it needs to be monitored. Homeowners should have their Equity evaluated once a year.
Now might be the perfect time...
more
more
RENTING VS. BUYING, WHICH IS BETTER? New Homes in Windsor -Essex Real Estate Market
One thing is for sure; we all know that we need a roof over our head. In most people’s case they end up having to pay either Rent for this roof or a MWindsor -Essex has the lowest home prices in major centres in Ontario and this applies to new homes as well .Some
more
more
Windsor Homes For Sale -A Super Lifestyle for Families and RetireesWindsor Homes For Sale NowPower of Sale Listings in Windsor-Essex
From fishing villages and farming communities to a metropolitan area hailed as one of Canada's leading technology and mSome people are still waiting on the sidelines to buy or sell but there are good reasons for doing either or both now asPower of Sale (not to be confused with Foreclosure which is a judicial proceeding) is initiated by a lender when a mortgage is in
more
more
more
Mortgages -Types Available and How to Apply for Homes for Sale In Windsor Ten Reasons to Move in Windsor-Essex7 HELPFUL TIPS THAT ENSURE YOUR LOAN PROCESS GOES SMOOTHLY FOR WINDSOR HOMES
Types Available Following are brief details Further information can be obtained from your bank or mortgage broker at Valente Real Estate Conventional -Requires at least 25% of the purchase price as a down payment High Ratio- Requires between 5% and 25% as a down payment Usually insured by CMHC or GE Capital Open -Allows you to pay off part or all of the mortgage at any time without penalties VariaTo make the best remodel or move decision, it is important to understand all the reasons that you have to remodel and all the reasons that you have to move. This article reviews common reasons to move. As you read each of these reasons, consider how much it applies to you and note how strongly you feel about each one. 1. The size of your family has changed. Of the many reasons to move, the size of your current home is the most common. Many young couples have purchased a cozy two- or three-bedroomThe loan and mortgage process is a stressful and sometimes frust
more
more
more
10 COMMON MISTAKES MOST HOME BUYERS MAKE IN THE WINDSOR REAL ESTATE MARKETTankless Hot Water Heaters _Can You Benefit?Power of Curb Appeal in Windsor Real Estate
Many home buyers are in the Windsor Real Estate Market for the first time but are about to make by far the largest purchase they ever have or possibly will ever make. One or more mistakes can be potentially costly either financially or emotionally for instance realising that a house more closely meeting the buyer's needs should have been bought instead .Here are ten common mistakes that occur: 1 Not Being Prequalified Before Making an Offer PrequalificaHot water usage in Canadian households consumes between 15 and 30% of a home's energy demand. Surprisingly, the technology used to heat water is traditional and highly inefficient when compared to the tankless or on-demand technologies now used regularly in Europe and Asia. Traditional water heaters used by most Canadian homeowners storeImprove your Home's value with these tips When putting a house up for sale, one of the most important factors you should consider is your home's exterior as this is the first step to draw potential buyers. It's what is known as curb appeal. Here are some changes that will make your home more attractive and functional, and they're also the ones that will give you
more
more
more
Windsor-Essex Resale Home Market Favourable to BuyersWindsor -Essex Real Estate Closing Sale Price Ranges
The Windsor-Essex Resale Home Market has several advantages especially to first time buyers with a down payment and employment security Firstly the Windsor CMA is considered the most affordable homeownership market of any major metropolitan market in Ontario, The gap between the required income to carry a mortgage on an an average priced home and the actual average income received by hoThe most popular closing sale price range in Windsor-Essex at the moment is the range from $140,000 to $179.999 . 24.37 % of the homes sold in Windsor in September 2009 were in that range with smaller percentages for both lower cost and higher cost homes From $180,000 up the percentages sold fall off quickly and in the high end from say $280,000 up the percentage of hig
more
more

Mortgage Interest Rates Effective January 22nd 2010

 Rates subject to change w/o notice. OAC

 

Closed

Open

5 year

3.89

n/a

7 year

4.75

n/a

10 year

5.35

n/a

Prime rate

2.25

n/a

Adjustable Rate Mortgage

2.15

n/a

 Flex Down @ 5.84%  OAC (95% mortgage 5% cashback)

Call To

 Flex Down @5.69 OAC (95% mortgage 5% cashback)

              Quick close value mortgage  3.79%

Call now 519-919- 9655 to obtain a pre approval rate guarantee or complete on-line  application @

                 www.mortgagecentre.com/vickiyacopich

   

Why Have Hilary Payne Help You Buy Your Next Windsor Area Home?

Why Have Hilary Payne Help You Buy Your Next Windsor Area Home?

There are lots of real estate agents in the Windsor area.  So why should you choose Hilary to help you find your next home?  Lots of great reasons!  Here are a few:

  • You don't pay Hilary, period: When Hilary is your real estate agent in buying a home, his commission is paid by the seller. His only goal is to represent you in buying the Windsor area home that is right for you and your family. Put him to work for you -- that's what he's here for!
  • Hilary will find you the best Windsor area home: Many of the best homes sell before they are even advertised. When you work with a professional Realtor like Hilary, you will have the ability to search through all of the homes for sale in the Windsor market -- not just the ones that are left over.
  • Hilary is a full-time Realtor: There are lots of part-time real estate sales representatives in Windsor. Hilary devotes his full working week to his clients and doesn't have to try to work around another job. You get his full attention. Don't believe it? Call him right now and have a chat: 519-819-8711
  • Hilary uses technology effectively:  With near-instant access to the Windsor Essex County Real Estate Board's Multiple Listing Service (MLS), Hilary has the ability to find you the home that is best for you as soon as it comes on the market -- so that you can move quickly before the competition heats up!
  • Hilary will negotiate on your behalf to help you get the home that you want:  He knows when you, as the buyer, have the upper hand in negotiations and, more importantly, when you don't.  Each situation requires different negotiation techniques and Hilary has the experience to navigate these waters effectively to ensure you get the home you want at the best price.
  • Hilary is a 'local': Hilary works and lives in Windsor and knows the pros and cons of each of the communities within.  He diligently analyzes each area in which he works.  He knows the trends, the up-and-coming aspects of the neighbourhoods, and what ultimately makes for a good, sound investment.

In summary, Hilary will help you get the home you want:  Just about every real estate transaction has its challenges.  Whether it is a financing issue or a home inspection that has turned up something nasty, there is usually something that makes the situation 'interesting'.  With Hilary on your side, he will help you get through these challenges in a manner that is as stress-free as possible.

Call him today at  519-819-8711 to chat about the sort of home you are looking for.  You won't be disappointed!

Why Have Hilary Payne Sell Your Home?

Why Have Hilary Payne Sell Your Home?

Why have Hilary Payne help you sell your Windsor area home?

  • Hilary knows the new ways to market homes: Sorry – a sign on the lawn and an ad in your local paper don’t work these days. Potential buyers are using sources on the Internet to find their next home. And a simple listing on the Windsor Essex County Real Estate Board’s MLS system doesn’t set your home apart. Hilary uses 6 on-line methods to set your property apart on the Web and attract the maximum attention. Most Realtors use two or less. Want to know the other four? Call him at 519-819-8711 and find out!
  • Hilary will position your home properly: Different homes suit different types of buyers. Hilary will position it appropriately so that you get the best offers.
  • Hilary will negotiate on your behalf: While you will ultimately make the decision on whether to accept an offer for your home, Hilary will work on your behalf to ensure that the offers maximize your home’s value.
  • Hilary will help overcome the challenges to completing the sale: When an offer is presented with conditions, it is important to get the conditions addressed as quickly as possible so that the offer is ‘firm’. Hilary will work with the buyer’s representative to ensure a conditional offer is made ‘firm’ as quickly as possible.
  • Hilary’s website is well-placed in major search engines like Google, Bing and Yahoo: Most Realtors have a website on which to advertise your property – but if nobody can find it in the major search engines, its like a billboard standing in the middle of the forest. Hilary invests in professional search engine optimization services so that when someone searches for ‘Windsor homes’, for example, his site is on the first page of Google.CA and Bing.CA – providing your property with more exposure.
  • Hilary treats each and every client with the utmost respect and appreciates that every individual has his or her own unique needs and wants: He is the consummate professional. Hilary guides and educates his clients and negotiates the best price - - no exceptions. His clients understand every step of the process so that they can make the best decision possible for themselves and their family.

Find out more. Call Hilary at 519-819-8711 and chat about how he can help you reach your real estate goals!

admin listings buying selling privacy policy contact site map